Recently Reduced! This turnkey 2-family home is nestled in the sought after Harbor Shores neighborhood and located on a quiet cul-de-sac. The 2nd floor unit will be unoccupied and ready for a new tenant/owner as of January 2025. Recent updates: Roof 2024, Deck 2023 and Tankless Water Heater & Heater 2024, First Floor paint & carpet 2024. Harbor Shores provides serene waterfront living and convenient access to the vibrant SONO neighborhood, known for its lively restaurants, exciting nightlife, and the SONO Mall. Plus, commuters will appreciate the nearby transportation options. Flood Insurance required with mortgage; Audio-enabled cameras are located both inside & outside. This property is just a 5 minute walk from Manresa Island which will be transformed into a public space by approximately 2030. Once completed, this exciting development will provide residents and visitors alike opportunities for recreation, relaxation, and waterfront activities.
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$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $750 | $750 | $750 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,373 | $3,330 | $4,318 |
Total Monthly Payment | $4,215 | $4,172 | $5,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.