Fantastic Opportunity in Indian Rocks Beach with a Boat Slip & 10, 000 lbs lift! This perfectly situated condo, just two blocks from the beach, offers 2 bedrooms and 2 full baths—an incredible find with a deep-water boat slip included! The expansive east-facing rear balcony provides stunning, unobstructed views of a beautiful cove that leads out to the Intracoastal. Experience the vibrant activity of the Intracoastal Waterway, with the Gulf of Mexico just a short boat ride away via Clearwater Pass. The building boasts newer Hardie board siding, fresh exterior paint, a whole-building water softener, and a new roof installed in 2015. Inside, the unit has been upgraded with impact windows and doors, a renovated kitchen features granite counters, stainless steel appliances, luxury vinyl flooring throughout, and plenty of built-ins. This prime corner unit is located on the second floor of a quiet, 3-story building with just five units, situated in a peaceful neighborhood street in Indian Rocks Beach. The under-building parking provides tandem spaces for two vehicles plus a golf cart, along with secured ground-floor storage. There’s ample space for paddleboards and beach equipment, as well as an outdoor shower and a grilling area by the boat slips. This condo and Indian Rocks Beach have it all! Local shops, restaurants, and bars are easily accessible by foot, bike, or golf cart. Don’t miss out on this incredible opportunity to embrace the ultimate Florida lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $588 | $588 | $588 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,716 |
Total Monthly Payment | $4,400 | $4,397 | $5,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.