A special opportunity awaits at this well cared for 3 bedroom split level with a two car garage under located on a 0. 54 acre lot in this desirable town. Peaceful, nostalgic cul-de-sac in a sought after neighborhood. This home boasts hardwood floors throughout, with newer roof and driveway. Enter from the winding brick sidewalk to a bright and sunny open concept first floor. Fireplaced living room flows seamlessly to the dining area with an Anderson slider overlooking the deck and private backyard. The kitchen has newer appliances with Tuscan inspired tiled floor and backsplash. Plenty of cabinet space including a 5-shelf pantry with pull-outs. The master bedroom has natural morning light with an oversized closet system for maximum storage. The lower level features a family room with fireplace and a wood stove insert that heats the entire house. The adjacent room has potential for a spacious work from home office with natural light. The high efficiency heating system has been meticulously maintained and insulated tilt-out windows provide an energy efficient home. The garage features a workbench with electrical outlets for many projects and additional storage area. Includes an effective water softener system. The tranquil backyard features mature landscaping with majestic pine trees for privacy. A historic stone wall frames the setting. The raised bed vegetable and herb garden are ready for Fall planting Easy access to major highways and the beach.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $641 | $641 | $641 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,459 | $3,456 | $4,385 |
Total Monthly Payment | $4,192 | $4,189 | $5,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.