5425 Valles Avenue, #1L, Bronx, NY, 10471 | $245,000

AFFORDABLE PET FRIENDLY 2-BEDROOM! WITH TODAY'S LOWER MORTGAGE RATES YOU CAN OWN FOR LESS THAN RENT!! Welcome to this inviting and spacious 2-bedroom, 1-bath apartment, perfectly situated in a well-maintained mid-century co-op in the heart of Riverdale. This true 2-bedroom layout offers a bright and airy living room that features recessed energy-efficient LED lights, ideal for relaxation or entertaining. The updated galley kitchen, equipped with sleek stainless steel appliances that include a dishwasher, seamlessly blends style with functionality, while the hardwood floors add warmth and elegance throughout the space. Both bedrooms are generously sized, with the primary bedroom featuring two large closets for ample storage. The apartment also boasts an updated, windowed bathroom, adding a modern touch to this charming residence. With abundant closet space and thoughtful upgrades, this home offers comfort at every turn. The pet-friendly building allows dogs and has a flexible subletting policy, making it easy to rent out when needed. This is your opportunity to enjoy a perfect balance of comfort and convenience in one of Riverdale's most desirable buildings. 5425 Valles Ave is a boutique mid-century co-op on a quiet residential street in North Riverdale. It features a modern lobby, live-in super, on-site laundry and indoor/outdoor parking (subject to availability). There is a new "virtual doorman" video intercom for safety and convenience. Street parking is ample and there is no alternate side parking. The building is pet friendly and allows 1 dog under 35 lbs, cats are permitted as well. Subletting is also allowed. It is located around the corner from all the restaurants and shops on Mosholu Ave, as well as a supermarket. Local bus Bx9 stops a block away and can take you to the #1 train in just minutes. Manhattan's express bus BxM3 can take you to midtown east in under 1 hour. There is also a shuttle to the Riverdale Metro North station, for a quick 28-minute ride to Grand Central Station. Best of all, walk out of the building and into the 1, 146 wooded acres of Van Cortlandt Park the third largest park in New York City, where you can hike, jog, bike, ride horseback and even play golf on a 120-acre 18-hole course. This apartment is priced well and won't last!

Features

  • Parking: Off Street, Public Parking, Heated Garage
  • Heating: Other, Hot Water
  • Cooling: Wall Unit(s), Window Unit(s)
  • Levels: 8
  • Amenities: Elevator(s), Live In Super, Virtual Doorman
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: 5425 Valles Avenue Owner
  • Year Built: 1965
  • Approx Sq. Feet: 1,100
  • Acreage: 0.79
  • Lot Desc: Near Public Transit
  • School District: New York
  • Pets Allowed: Yes
  • Appliances: Dishwasher, Oven, Refrigerator
  • MLS#: H6328261
  • Days on Market: 53 days
  • Website: https://www.raveis.com
    /prop/H6328261/5425vallesavenue_bronx_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Moda Realty LLC   Phone: 718-412-0000

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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5425 Valles Avenue, #1L, Bronx, NY, 10471

$245,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $196,000 $196,000 $196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,304 $1,288 $1,653
Total Monthly Payment $1,379 $1,363 $1,728

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.