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45 Indian Neck Road, Wellfleet, MA, 02667 | $1,250,000
In the delightful town of Wellfleet, in the heart of the Indian Neck area, lies a charming 4-bedroom Cape Cod property that features a 2-story detached garage with a full bathroom and an almost finished 576 square foot guest room with its own parking and a separate entrance. The detached structure is absolutely ideal for guests or as a possible accessory dwelling unit (ADU) and is assessed separately at $186, 000. This space was built in 2020 and is listed on the Town Card as separate quarters. It's currently functional but needs to be finished. The lower interior of the detached garage has a high ceiling to easily accommodate a boat. The main house, an updated year-round home, has three bedrooms and two full baths. The primary suite is on the opposite side of the two bedrooms for maximum privacy. Step outside, and you'll find yourself just 0. 4 miles from the soft sands of Burton Baker Beach and 0. 6 miles from Indian Neck Beach. The expansive lot (. 88 acres) offers endless possibilities: imagine cultivating a garden, creating an outdoor lounge, or simply enjoying the serene view of a fully stocked koi pond under the stars. Whether you're drawn to the shells of Mayo Beach, the stunning sunsets at Duck Harbor, or the freshwater ponds Wellfleet is famous for, this home offers it all: an outstanding investment property or a beautiful home in an idyllic setting. Seller will consider buyer concessions.
Features
- Rooms: 6
- Bedrooms: 4
- Baths: 3 full / 1 half
- Style: Ranch
- Year Built: 1950
- Garage: 2-car Stone/Gravel
- Heating: Hot Water, Other
- Cooling: None
- Basement: Full, Partial, Crawl Space
- Approx Sq. Feet: 1,680
- Acreage: 0.88
- Est. Taxes: $6,633
- Lot Desc: Gentle Sloping, Wooded, West of Route 6
- School District: Nauset
- Appliances: Tankless Water Heater
- MLS#: 22404556
- Website: https://www.raveis.com
/eprop/22404556/45indianneckroad_wellfleet_ma?source=qrflyer
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Room Information
| Type | Dimensions | Level |
|---|---|---|
| Master Bedroom | 14.0 x 16.0 | First |
William Raveis Family of Services
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888.699.8876
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Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1020051
508.740.5922
Frank.Merola@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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617.686.2668
Allen.Gellerman@raveis.com
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
45 Indian Neck Road, Wellfleet, MA, 02667
$1,250,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Merola
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
| Monthly Tax Payment | $553 | $553 | $553 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,836 | $6,321 | $8,439 |
| Total Monthly Payment | $6,514 | $6,999 | $9,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630