BACK ON MARKET DUE TO BUYERS FINANCING FALLING THRU!! Absolutely BEAUTIFUL, turnkey 2 bedroom PLUS flex room (could easily be turned into a 3 bedroom), 2 bath home in the very desirable gated, waterfront community of River Oaks! This home includes a BOAT SLIP and has UPGRADES galore! NEW engineered wood floors, plantation shutters throughout, NEW fixtures and fans, entire interior newly painted, newer front door, along with high 10 foot ceilings. Open floor plan with the living room and dining room sharing a charming corner wood-burning fireplace and access to a cozy den (Flex room). Big sliders off of the living room leads to a screened porch with peaceful views of the breathtaking Spanish moss trees. The pretty as a picture eat-in kitchen features custom cabinets, granite countertops and new stainless steel appliances (Dishwasher Dec 2023, Microwave Dec 2023). The OVER-SIZED primary suite has a sitting area along with a remodeled ensuite bathroom (NEW TILE, NEW toilet, NEW faucets, NEW dual sinks, NEW knobs), plus a walk-in closet with built-ins! Spacious laundry room with cabinets and storage leads to the oversized 2 car garage. NEW plumbing, Roof (Feb 2018), HVAC (Oct 2018), Tankless gas water heater (July 2020). Boat slip #23 included. This is a low maintenance home, lawn service is included in HOA. River Oaks has gorgeous amenities including a community pool, park, and club house on the water. Perfect location close to I-4, Gemini Springs, bike trails and the sunrail. Don't wait schedule your private tour today! This property may be under audio and video surveillance.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,180 | $2,766 |
Total Monthly Payment | $2,550 | $2,520 | $3,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.