Price Improvement!
Welcome to this charming, energy-efficient 2-bedroom, 2-bath villa, where savings and comfort go hand in hand. Fully equipped with solar panels (installed in 2019 and paid in full), this home is designed to help you reduce your energy bills while enjoying modern living in the desirable Crescent Ridge neighborhood of the sought-after On Top of the World 55+ community.
Step inside this professionally cleaned home to an open, airy layout featuring a spacious living room that flows effortlessly into the bright kitchen—perfect for casual meals or hosting a dinner. Large sliding doors lead to a cozy screened-in sunroom, a wonderful spot to relax and enjoy tranquil views of the fenced backyard—an ideal space for your furry friends.
This villa is move-in ready, boasting a 2014 roof, a new water heater (2024), and a new AC unit installed in December 2023. The fenced yard, added in 2015, adds both privacy and charm. The oversized 1-car garage offers plenty of storage, with a convenient laundry area and a handy washtub.
You'll love the generous storage throughout, including walk-in closets and a master bedroom large enough for a king-sized bed. Outside, the front porch and private backyard patio provide perfect spots to enjoy the peaceful, tree-lined street and serene outdoor spaces.
Living here means access to an impressive range of amenities: Veterans Park, a gopher tortoise habitat, a community garden, archery, shuffleboard, basketball, tennis, swimming pools, fitness centers, and trails for walking and biking. There’s even a dog park for your four-legged companions.
This villa is a wonderful blend of energy-efficient features, modern comforts, and vibrant community living. Come experience it for yourself!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$173,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $138,800 | $138,800 | $138,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $75 | $75 | $75 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $923 | $923 | $1,171 |
Total Monthly Payment | $1,073 | $1,073 | $1,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.