Experience timeless elegance in this Queen Anne Victorian, nestled in Cobleskill's established neighborhood. This graceful home spans 3297 sq ft with classic turrets, bay windows, and 3 sets of original pocket doors, all highlighted by ten-foot ceilings. The grand foyer welcomes you, and there is a cloak room for convenience. It boasts two staircases: a beautiful elegant main staircase and a convenient back staircase leading directly to the kitchen. Enjoy a large formal dining room, a cozy library with built-ins and a fireplace, five spacious bedrooms with ample closets, and an additional walk in closet. The remodeled half bath is a modern touch while the full bath maintains the homes classic appeal. Never run out of storage with a huge walk up attic and a full walkout basement. A modern furnace, just 3 years old, is ready for easy central air installation. Relax on the inviting wrap-around porch or utilize the carriage house, which accommodates three cars and features a versatile bonus area upstairs, ideal for a hobbyist, artist retreat, or office. Perfectly located near shopping and eateries, leave the car at home and stroll to your favorite spots. Discover the perfect blend of historic elegance and modern convenience-see today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $2,015 | $2,600 |
Total Monthly Payment | $2,092 | $2,090 | $2,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.