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190 Richmond Road E, Southold, NY, 11971 | $725,000
Fall in love with the North Fork in this perfectly sized bungalow, just steps from Long Island Sound. Enjoy access to Hashamomuck Pond and Long Creek, perfect for canoeing or kayaking, just 170 steps away, at the end of the private road shared with just nine other properties. With three bedrooms, a full bath, eat-in kitchen, living room, enclosed porch, and laundry, this home has been updated over the years and lovingly maintained. Set on a quarter-acre lot, the outdoor space includes a driveway, stone patio, mature custom landscaping with irrigation system, and sizeable shed to accommodate all your beach gear. The siding, trim, gutters and doors have all been replaced, and the bathroom has been renovated; A/C coil and condenser replaced in 2022. This home is situated within the Southold Park District which offers owners exclusive access to Founders Landing (on Southold Bay), Hortons Point (on Long Island Sound), and South Harbor Park (on Richmond Creek/ Hog Neck Bay), among other recreational spaces. Minutes from a selection of vineyards, beaches, Main Rd. , Southold, Greenport Village, Mattituck, Orient Point and more, this property is not to be missed. Mature plantings on the property include fruit-bearing fig trees, dappled willows, peonies, roses, azaleas, crepe myrtle, butterfly bush, and goldflower spirea.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full
- Laundry: In Unit
- Style: Bungalow
- Year Built: 1950
- Heating: Natural Gas, Forced Air
- Cooling: Central Air
- Basement: Crawl Space
- Approx Sq. Feet: 1,028
- Acreage: 0.23
- Est. Taxes: $3,674
- Water Front: Yes
- Middle School: Southold Junior-Senior High School
- High School: Southold Junior-Senior High School
- School District: Southold
- MLS#: H6328114
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/H6328114/190richmondroade_southold_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
190 Richmond Road E, Southold, NY, 11971
$725,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $306 | $306 | $306 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,524 | $3,524 | $4,584 |
| Total Monthly Payment | $3,922 | $3,922 | $4,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535