Under contract-accepting backup offers. Welcome to this charming 3-bedroom, 2-bathroom ranch-style home in the heart of Lakeland! This inviting residence boasts an in-ground swimming pool and a spacious screened lanai, perfect for enjoying Florida's sunshine year-round. The property features a large backyard with a wood fence for added privacy, plus two mature fruit trees—one avocado and one lemon. There’s even a storage shed for your outdoor equipment or extra belongings. Step inside to find tile floors in the entryway and kitchen, complemented by engineered hardwood floors in the great room, which features a stunning wood-burning stone fireplace and beautiful wood beam ceilings. The kitchen is a chef's dream with stainless steel Samsung appliances, elegant granite tile countertops with a wood edge, and a stylish tile backsplash. The spacious bedrooms have plush carpet flooring, providing warmth and comfort. Plus, enjoy the added convenience of an oversized garage for extra storage or workspace. Schedule your private tour today and make this Lakeland gem yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $256 | $256 | $256 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,047 | $2,597 |
Total Monthly Payment | $2,380 | $2,378 | $2,928 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.