4940 Willow Ridge TERRACE, Valrico, FL, 33596 | $489,900

Get ready to fall in love with this extraordinary home that offers everything you’ve been dreaming of! From the oversized screened lanai perfect for entertaining, to the beautifully upgraded kitchen that’s a chef’s delight, this 4-bedroom, 2-bath gem in the gated River Hills community has it all. Whether you're working from home in the private office with chic barn doors or enjoying the spacious open layout, this home is designed for both comfort and style.

Step inside and be wowed by the gourmet kitchen, complete with gleaming granite countertops, rich cherry cabinets, sleek stainless steel appliances, and a walk-in pantry for all your storage needs. The sunny dinette with its charming bay windows and cozy built-in seating with additional storage is the perfect spot to start your day. Hosting dinner parties? The formal dining room, adorned with elegant wood floors, floor-to-ceiling windows, and a sparkling chandelier, is a great setting for any occasion.

The open-concept design flows seamlessly into the living spaces, making it easy to entertain or simply relax. The private office/den with its stylish double barn doors offers a quiet, versatile space for remote work, study, or a cozy reading nook.

Retreat to the spacious primary suite, where you'll find a spa-like bathroom with dual sinks, a large garden soaking tub, a separate shower, and an expansive walk-in closet. The split floor plan ensures privacy, with secondary bedrooms that are equally roomy and versatile, featuring ample closet space for all your needs.

The outdoor living area is truly exceptional! Enjoy your oversized screened lanai and take full advantage of the Florida sunshine with multiple patio spaces. One side yard is fully fenced, making it the perfect play area for pets, while the other side is primed for relaxation—just add a firepit and you’re ready to enjoy cool Florida evenings.

Storage is no problem here, thanks to the oversized, extended 27' deep garage—ideal for your vehicles, toys, and more.

Set in the River Hills Country Club, this home is part of a 24-hour dual-manned gated community that offers an incredible array of amenities, including a country club with a restaurant and bar, a sparkling pool, fitness center, nature trails, playgrounds, and courts for basketball and volleyball. Plus, it's located near top-rated schools, local dining, and just a short drive to Florida’s gorgeous beaches and famous theme parks. With easy access to I-4, I-75, and the Crosstown Expressway for your commutes.

This home offers the perfect blend of luxury, functionality, and Florida living. Call today to schedule your private tour and make this dream home yours!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 75 x 150
  • Laundry: Inside, Laundry Closet
  • Year Built: 1992
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,145
  • Acreage: 0.26
  • Lot Size: 75 x 150
  • Est. Taxes: $6,191
  • HOA Fee: $635 Quarterly
  • Lot Desc: In County, Oversized Lot
  • Elem. School: Lithia Springs-HB
  • Middle School: Randall-HB
  • High School: Newsome-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8304438
  • Days on Market: 45 days
  • Website: https://www.raveis.com
    /prop/TB8304438/4940willowridgeterrace_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/12/2024 6:12:44 PM)
Listing courtesy of Keller Williams Realty   Phone: 813-684-9500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Has access to hundreds of loan programs, all at competitive rates
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4940 Willow Ridge TERRACE, Valrico, FL, 33596

$489,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,920 $391,920 $391,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.412%
Monthly Tax Payment $516 $516 $516
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,674 $2,605 $3,334
Total Monthly Payment $3,265 $3,196 $3,925

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.