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4923 Willow Ridge TERRACE, Valrico, FL, 33596 | $499,999
Welcome Home! This stunningly beautiful home features updates galore and has been perfectly maintained. Kitchen has lovely granite and all updated cabinetry - plenty of pull out drawers here - along with a walk in pantry! The rooms flow easily and are nice and bright with plenty of light coming through the oversized windows. Family room has one of a kind bench seat and features two sets of sliders for easy lanai access! Master suite is oversized with walk in closets and slider out to lanai! Ensuite bath completely redone and beautiful. Bedrooms two and three are split from master and fourth bedroom. Lanai is huge with a built in spa and wainscoting on ceiling, fantastic features. All lighting fixtures have been upgraded over the past year and interior completely painted in 2023. Large laundry room is right off kitchen and is oversized. Two car garage is huge! Enjoy The Jewel of The County -- River Hills boasts manned 24/7 security gate, club house with fine dining and pub feature, Olympic size pool and wade pool for the little ones, three parks, hiking trails, basketball courts, tennis courts, soon-to-be pickleball! River Hills is a family-friendly private country club community that recently replaced all greens and fringe and major additional course improvements! Zoned for great schools and easy to bike to Lithia Springs Elementary! Randall Middle and Newsome are just down the road and are A rated schools! Right down the road from shopping and dining and close to major county roadways! This home is too special to miss!
Features
- Amenities: Clubhouse, Fitness Center, Gated, Golf Course
- Rooms: 3
- Bedrooms: 4
- Baths: 2 full / 1 half
- Lot Size: 77 x 125
- Laundry: Laundry Room
- Year Built: 1993
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,232
- Acreage: 0.22
- Lot Size: 77 x 125
- Est. Taxes: $2,815
- HOA Fee: $625 Quarterly
- Elem. School: Lithia Springs-HB
- Middle School: Randall-HB
- High School: Newsome-HB
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Microwave, Washer
- MLS#: TB8304766
- Days on Market: 83 days
- Website: https://www.raveis.com
/prop/TB8304766/4923willowridgeterrace_valrico_fl?source=qrflyer
Listing courtesy of RIVER HILLS REALTY, INC. Phone: 813-681-3555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4923 Willow Ridge TERRACE, Valrico, FL, 33596
$499,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,999 | $399,999 | $399,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $235 | $235 | $235 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,763 | $2,695 | $3,402 |
| Total Monthly Payment | $3,073 | $3,005 | $3,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388