Welcome to the nature coast and the quiet tree lined neighborhood of Sugar mill woods. Which sits away from the hustle of the city but close enough to the Suncoast parkway where you can be to Tampa is under an hour. Shopping, restaurants, doctors, and the Springs. In this low HOA community, you will find an oversized lot with no backyard neighbors. The entry to the home opens to a bonus room and huge living area with cathedral style ceilings. Off to the other direction you will find your open floor plan kitchen that interacts with a second dining/living room combination. The kitchen is well placed with an island and a breakfast bar. There is an ample amount of cabinet space, and a pantry designed for organization and function. The split floor plan offers 2 bedrooms and a bathroom on one end of the home, and a primary bedroom/bathroom on the other side then opens up to an expansive Florida room. The primary bedroom is spacious and has two walk-in closets, a high ceiling and primary bathroom with a walk-in shower. This home comes with a separate laundry off your 2-car garage and includes washer and dryer. Enjoy your Florida room and all the nature you care to enjoy. The backyard and past the property line, the greenbelt offers a sense of seclusion and solitude, creating a nature filled backdrop for daily life. This home has it all! Comfortable living in a beautiful neighborhood. With low HOA fees and easy access to all of your favorite things on the Nature Coast, this home is a must see. No flood or evacuation zone. If you are looking for a one-of-a-kind home that you can make your own, look no further.
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $189 | $189 | $189 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,562 | $1,541 | $1,956 |
Total Monthly Payment | $1,826 | $1,805 | $2,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.