Back on the market, buyers financing fell through. . Located in Winter Haven Centrally located to Tampa and Orlando. . . . Welcome to 2004 Garden Lake Drive . . . This charming 2 bedroom, 2-bathroom condo nestled in the secure gated community of Winterset just minutes from shopping, entertainment, Polk Parkway and an amazing school district. This property comes completely furnished! Experience the convenience of city living without sacrificing tranquility. This community has lower HOA dues then most condo associations in the area! Step inside to discover this thoughtfully designed living space. The open floor plan seamlessly connects the living and dining area, creating an inviting atmosphere for both daily life and entertaining guests. Check out the primary suite, a large comfortable space featuring a walk-in closet and access to the screened in patio. Just outside of the screened patio is a deck area! The back patio overlooking a water view is an oasis that is perfect for a morning coffee or evening meditation to unwind. This home comes with an assigned parking spot and plenty of guest parking all around. Don't miss the opportunity to make this your home. Amenities are tennis courts, pool, clubhouse. Schedule your showing today and experience what lifestyle awaits you!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $139,920 | $139,920 | $139,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $110 | $110 | $110 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $943 | $930 | $1,180 |
Total Monthly Payment | $1,128 | $1,115 | $1,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.