Make this well maintained 4 bed 3 bath colonial in N Shirley your own. Enter the foyer to Brazilian cherry wood floors that flow through the formal dining room to your tiled EIK w lots of cabinets & large island for entertaining. The 1st flr features a full bath, a spacious living room with wet bar & wine fridge as well access to a huge 2 car garage w/ loft storage & commercial garage door. Sliders lead out back to a concrete patio the width of the home that wraps around a heated IGP. The 2nd flr features the Primary bed w 2 double closets as well as an additional 2 bedrooms & full bath. The real gem of this property is the approx. 600 sq. Ft. unfinished Master bedroom w/ en suite / walk in closet. This room is over built and ready for the next owner to complete it to their liking. Materials to complete the room are all included on site. There is an unfinished basement w room to grow where the laundry & utilities are located. This wonderful central location allows you to be enjoying the north or south shore in no time at all. Located between Sunrise Hwy and the LIE. Ocean / Bay, tons of shopping and restaurants all within a few minutes drive. Home is being sold As-Is. No CO's for the extension which includes the living room, garage, unfinished suite as well as the swimming pool.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,999 | $499,999 | $499,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $815 | $815 | $815 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,323 | $4,217 |
Total Monthly Payment | $4,234 | $4,230 | $5,124 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.