Well-preserved historical charm meets modern amenities and updates in this renovated New Englander resting on a corner lot in East Rochester. Enjoy original charm features such as french doors, transom windows, natural wood work, and bay windows while also taking pride in the modern updates to include butcher block & concrete countertops, updated cabinetry, stainless steel appliances, under mount stainless steel farmhouse sink, secret hidden kitchen pantry under stairway, vaulted shiplapped ceilings, recessed lighting, modern light fixtures and vanities in addition to a custom walk in tile shower and sliding barn doors. This home has been well taken care of over the years and has some additional features you will find convenient and appealing such as a level private vinyl fenced in back yard, first floor laundry room with folding table and storage, an attached garage with second floor space for future finishing and two paved driveways. This home is easy to maintain with neutral paint colors throughout, tile flooring in the wet rooms and hardwood as well as LVP throughout the first and second floor. Enjoy open concept first floor living space in addition to a dining room equipped with a custom wet bar and a sunroom to enjoy year round. Walking distance to the school and minutes from major state roads and Rt. 16 for easy commuting. Delayed showings begin at the open house on Saturday 9/21/21 from 2pm-4pm and Sunday from 10am-noon.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,207 | $2,800 |
Total Monthly Payment | $2,791 | $2,789 | $3,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.