10 10TH Street, #17, Atlantic Beach, FL, 32233 | $998,000

Welcome to amazing Atlantic Beach living just steps from the ocean! This 2nd Floor Cloister condo offers 3 bedrooms, 2 baths, and an open concept floor plan, perfect for entertaining. The Owner's area is very special with direct views to the ocean. The large covered balcony is perfect for relaxing and taking in the breathtaking views and smells of the ocean. Stepping out of the condo to the left is a long pier, great for catching the sunrise or bird watching. The community pool is just a few steps away and across the parking lot. The Cloister is just an 8 block walk to the quaint and famous Beaches Town Center with lots of shoppes, restaurants and bars. Hurry and come see this one, very few units become available at this price in the Prestigious Gated Cloister Community in Atlantic Beach, FL!

Features

  • Parking: Additional Parking
  • Heating: Heat Pump
  • Cooling: Central Air
  • Amenities: Beach Access, Gated, Trash
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: The Cloister
  • Year Built: 1975
  • Common Charge: $934 Monthly
  • Approx Sq. Feet: 1,654
  • Acreage: 0.01
  • Est. Taxes: $8,962
  • View: Beach, Ocean
  • Water Front: Yes
  • Elem. School: Atlantic Beach
  • Middle School: Mayport
  • High School: Duncan Fletcher
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 2045754
  • Days on Market: 48 days
  • Website: https://www.raveis.com
    /prop/2045754/1010thstreet_atlanticbeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10 10TH Street, #17, Atlantic Beach, FL, 32233

$998,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $798,400 $798,400 $798,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.304% 6.762% 6.725%
Monthly Tax Payment $747 $747 $747
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,046 $5,112 $6,955
Total Monthly Payment $5,885 $5,951 $7,794

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.