**THIS PROPERTY QUALIFIES FOR A 1. 5% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Discover West of the Trail living at its finest with this meticulously updated pool home in the prestigious community of Oyster Bay. Nestled on a quiet cul-de-sac, this home boasts 3 bedrooms, 2. 5 bathrooms, and over 2, 100 sq ft of thoughtfully designed living space, making it one of the most attractively priced homes in the neighborhood. Notable updates include hurricane shutters (2019 & 2021), a new pool deck and cage (2020), a pool heat pump (2021), a water heater (2020), and relined pipes (2021). The home also features a new roof, AC, ductwork, insulation, and a well pump for the sprinkler system (2023). Recent enhancements include a mini-split AC in the garage and a sleek epoxy floor (2024). Designed for those who love to entertain, the open and airy floor plan allows natural light to flood the space, creating a warm, inviting atmosphere. The heart of the home is the beautiful kitchen, equipped with a full suite of stainless-steel appliances and two breakfast bars, each opening to separate living spaces. The indoor space seamlessly transitions to the outdoors, where a private tropical oasis awaits. Enjoy the sparkling heated pool, set amidst a lush, tree-lined yard for tranquility and privacy. The spacious primary suite offers direct pool access and offers an elegant ensuite featuring a soaking tub, a tiled shower, and dual sinks. The split floor plan ensures privacy with two well-sized bedrooms on the opposite side, sharing a well-appointed bathroom with dual vanities. Residents of Oyster Bay East benefit from a lifestyle of ease and elegance, with annual HOA coverage for lawn maintenance and deed restrictions ensuring a beautifully maintained community. Oyster Bay's prime location places you moments from Sarasota’s cultural and coastal gems of Downtown Sarasota, St. Armands Circle and Siesta Key. Explore world-class galleries and boutiques, enjoy live performances at the Van Wezel Performing Arts Hall, or savor seafood with waterfront views at Marina Jack. When it’s time to unwind, Siesta Key Beach, renowned for its powdery white sand and crystal-clear waters, is just a short drive away. Embrace the Oyster Bay lifestyle today!
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Our Executive Mortgage Banker:
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$1,000,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $800,000 | $800,000 | $800,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $521 | $521 | $521 |
H/O Insurance Payment | TBD | TBD | TBD |
Initial Principal & Interest Pmt | $5,189 | $5,122 | $7,024 |
Total Monthly Payment | $5,802 | $5,643 | $7,545 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.