Welcome to your new home in the serene and sought-after gated 55+ community of The Vineyards in Miller Place! This rare first-floor "Concord" model condo offers unparalleled convenience and comfort, making it a must-see. Featuring 2 bedrooms and 2 bathrooms, this charming residence boasts wall-to-wall carpet throughout, creating a warm and inviting atmosphere. The spacious eat-in kitchen includes a convenient pass-through, perfect for effortless entertaining and casual dining. The cozy gas fireplace in the living area provides a touch of elegance and warmth, making it the ideal spot to unwind on chilly evenings. Retreat to the primary bedroom, complete with a luxurious en-suite bathroom and a generous walk-in closet, providing both privacy and ample storage. A second bedroom with another generous walk-in closet and additional bathroom ensure plenty of space for family and guests. Step outside to your private deck and enjoy peaceful mornings or relaxing evenings in your own outdoor oasis. An attached 1 car garage adds extra convenience, offering direct access to your home. Additionally, this condo features a full unfinished basement, offering abundant space and endless possibilities for future use. The Vineyards amenities include In ground heated pool, tennis court, clubhouse w/billiard room, gym and more. Don't miss this rare opportunity to own a first-floor "Concord" model in The Vineyards, a prestigious gated community. Experience the perfect blend of comfort, style, and community living. Schedule your visit today!, Additional information: ExterioFeatures: Tennis, Interior Features: Lr/Dr
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,674 | $2,605 | $3,334 |
Total Monthly Payment | $3,127 | $3,058 | $3,787 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.