This stylishly updated villa reflects the utmost in sophistication. From the marble flooring to the recessed LED lighting throughout. The kitchen has been opened up with an expansive island area perfect for food preparation and/or entertaining. The cabinetry is soft-close Shaker style. The microwave is built into the island and there’s a double oven. Quartz countertops are accented with a glass subway tile back splash. The island is accented with a contemporary lighting fixture. Hallway and a living room wall is accented with a stacked stone façade. The master bath features a garden tub and a Walkin shower with multi-head shower system. Melrose Gardens is nestled within Berkshire Lakes community and enjoys an active community clubhouse and pool. Berkshire Lakes Master Association features a social Clubhouse, Pool and Tennis/Pickleball Courts. There are close to 2 miles of lakeside walking paths where you will experience amazing sunsets. You can relax with the advantages of a single-family home without the bother of single-family home maintenance. Located 1/2-mile from Berkshire Commons Shopping Center which is anchored by Publix and offers a drive-thru Starbucks, First Watch, hair & nail salons, Walgreens, banking and several other dining choices. On the south side of Radio Road, you will find Athletica Fitness, Aldi’s and The UPS Store. …and The Sunsets are Free!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $359 | $359 | $359 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,269 | $4,141 |
Total Monthly Payment | $3,639 | $3,720 | $4,592 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.