Stunning All Brick Colonial, Few Blocks from the Bay, Located on a Quiet Street in the Bayside Estates Section. Open Floor Plan Thoughtfully Designed on First Floor, Huge Cozy Living Room w/ Stone Marble Wooden Fireplace, Dining Rm. , a Stunning Huge Gourmet Over-Sized Eat-in-Kitchen. Cherry Wooden Cabinets with Limestone & Granite Counter Tops, Brazilian Cherry Floors, Viking Stove and Refrigerator and Island in the Middle Which has a Heating Draws. A Beautiful Mahogany Finished Spiral Staircase w/ Custom Wrought Iron Railing To 2nd Floor to a Large Cozy Family Rm. w/15'Cedar Cathedral Ceiling, Large Windows and Balcony to Enjoy a Water View of the Little Neck Bay. Also is a Hock-up for Gas Fireplace, Cable, and Phone Wiring Throughout, Featuring a Central Stereo System, Wired Home Theater Stereo Surround Sound, and Intercom System Throughout. Master Bedroom Suite w/ Both Shower & Tub. 2 Additional Bedrooms and 2nd Bathroom. PVC Fencing Surrounding the Property and 2 Car Garage. This Elegant Home Tucked Away in a Private Location, Conveniently Close to Schools, Parks, the LIRR, Highways, Shopping and Dining Along Bell Boulevard and the Bay Terrace Shopping Center. , Additional information: Appearance: Mint, Separate Hotwater Heater: Gas
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,648,888
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,319,110 | $1,319,110 | $1,319,110 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $1,117 | $1,117 | $1,117 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,803 | $8,446 | $11,221 |
Total Monthly Payment | $9,045 | $9,688 | $12,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.