Welcome to this trendy bungalow, just 2 miles from the vibrant downtown of historic St. Augustine. This 2-bedroom, 1-bathroom gem is a perfect blend of cozy vibes and Instagram-worthy aesthetics, making it an amazing retreat. The front porch is your new go-to for morning coffee or late-night hang outs, surrounded by peaceful vibes. Inside, the space is filled with natural light, creating a warm and inviting atmosphere. The kitchen is cute and functional, offering everything you need to prepare your favorite meals. Both bedrooms are comfortably sized, with ample storage. The bathroom has a sleek, updated look that's all about convenience and style. Outside, there's a versatile shed that could be your next creative studio, workout space, or storage spot. With a location this close to downtown, you're just minutes away from all the best shops, eats, and entertainment that St. Augustine has to offer. Schedule your showing today! Roof 2021, HVAC 2021
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $70 | $70 | $70 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,188 | $1,159 | $1,463 |
Total Monthly Payment | $1,333 | $1,304 | $1,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.