This spacious tiled home in the heart of Port Charlotte comes with the added bonus of an adjacent lot - plenty of room for your boat or a garden. Features and upgrades include a large master bedroom, dry-walled and fully insulated huge lanai 13X26, mini-sewer and updated electric. Kitchen features Stainless appliances, and the washer/dryer are included. There is a separate laundry and huge utility room. Many major replacements/updates include: a 3-ton A/C and ducts were replaced 2-1/2 years ago; the vinyl siding, soffits and lanai ceiling were updated in 2024; the roof was replaced in 2019; and, the interior is 90% newly painted. The large firepit will add to your evening enjoyment. There are aluminum hurricane shutters for all windows and a concrete walkway around most of the home. The new (2023) 10' x 12' shed on cement provides storage space for your garden equipment and tools. Located near shopping, dining, medical facilities, downtown historic Punta Gorda, golfing, fishing, boating, world-renowned beaches, and so much more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $60 | $60 | $60 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,783 | $1,781 | $2,298 |
Total Monthly Payment | $1,918 | $1,916 | $2,433 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.