They say location is everything. . . This beautiful home went through 3 storms and did not have any flooding, water, or wind damage. There have not been any claims made on this home (insurance or FEMA). And, pictures of the roof post Milton show roof is still in good condition! Experience resort-style Florida living in this beautifully maintained 2-bedroom, 2-bath villa in the Isles of Sarasota on Palmer Ranch. Owned and cherished by one family across generations, this move-in-ready home offers a spacious open floor plan with a great room featuring high ceilings, a bright kitchen with white appliances and Corian countertops, and an open den. The private lanai provides a tranquil space for outdoor entertaining. Located directly across from the community amenities and mailroom, convenience is unmatched. Enjoy low HOA fees that include internet, cable TV, ADT security, and more. The villa includes a 2-car garage, hurricane shutters, and a 1-year home warranty with American Home Shield, covering heating, air conditioning, appliances, plumbing, and electrical systems. Residents can enjoy the resort-style heated pool, 4 lighted Har-Tru tennis courts, pickleball, bocce ball, basketball, fitness center, and a remodeled clubhouse with activities organized by an on-site director. Perfectly situated near Siesta Key Beach and downtown Sarasota, and minutes away from the Legacy bike trail, and premier shopping and dining. This home offers the best of both peaceful living and active amenities. Make this place uniquely yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,342 | $2,312 | $2,968 |
Total Monthly Payment | $2,787 | $2,757 | $3,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.