Welcome to this charming 3-bedroom, 2-bathroom home right on A1A in Ponte Vedra Beach—just a stone's throw from the ocean (and the Inn & Club) and without the constraints of an HOA! Thoughtfully updated with all new smart stainless steel appliances (2021), renovated bathrooms with soaking tubs, a towel warmer and a luxurious rain shower in the primary bath, this house is the perfect blend of modern convenience and coastal charm.
The kitchen features a bonus room just off the side, great for a full dining room, extra living space, or even an office. Then, find outside a private and fenced yard that has been meticulously landscaped and cultivated. The fire pit, plant garden, patio table, and additional storage are all placed with intention to create a useful and peaceful space for both owner, friends, and family. With extra parking, pipes moved for a pool, and wiring ready for a hot tub, the home is truly ready for it's next owner's projects. This home's prime location offers proximity to everything Ponte Vedra has to offer. Whether you're looking for a family home or an investment property (long or short term rental), you'll love the peaceful lifestyle with a multitude of valuable upgrades and features already in place.
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Our Executive Mortgage Banker:
Our Insurance Division:
$690,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $552,000 | $552,000 | $552,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $319 | $319 | $319 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,672 | $3,669 | $4,733 |
Total Monthly Payment | $4,083 | $4,080 | $5,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.