Welcome to Sanctuary by the Lake, an exclusive gated community located in Winter Haven! This beautiful 3/2 home built by Southern Homes, features vaulted ceilings, an open living-dining-kitchen combo, and a split bedroom layout, offering a cozy upscale environment at a great price. Granite countertops, soft under-counter lighting, 42" cabinets, a large breakfast bar provide a well-designed kitchen perfect for daily meals or entertaining. The private master suite sits just off the kitchen and away from the guest wing. The upscale master ensuite has a window giving off natural light, a double vanity with plenty of counter space, as well as a large shower with modern tile. The XL master closet is a dream and gives no need to fight over storage space! Off the kitchen is a cute reading nook or office with a door leading to the laundry (and garage). The home also has a separate media room/den/second office off the front entry with double finch doors offering additional privacy. Two additional bedrooms and a bull bathroom round out the opposite side of the home. Out back, you'll find your own private patio, perfect for enjoying the beautiful waterfront view over a morning coffee or an afternoon BBQ. Additional features include a whole-home water filtration system, extra storage space in the garage, and an extra-long driveway which holds 6+ cars. This home is situated on a quiet cult-i-sac. The community features a public dock access to Lake Rochelle as well as the opportunity to enjoy lakefront activities such as kayaking, boating or other water sports; there is also a playground. Conveniently located on US 17, you'll have easy access to Central Florida’s attractions: 10 min to historic downtown Winter Haven, 35 min to the Magic Kingdom, 45 min to Universal, and about 1. 5 hours to West Coast beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $457 | $457 | $457 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $2,015 | $2,557 |
Total Monthly Payment | $2,549 | $2,547 | $3,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.