Under contract-accepting backup offers. Imagine a charming home nestled within the picturesque landscapes of Punta Gorda, gracefully occupying not one but two expansive fenced-in lots, providing both privacy and space for outdoor activities and family gatherings. Stepping into this inviting abode, you're greeted by the comforting warmth of a wood-burning fireplace adorned with stone trim, serving as the heart of the living space. Its flickering flames create a cozy ambiance, perfect for intimate evenings or lively gatherings with loved ones. The interior boasts a seamless blend of rustic charm and modern elegance with 2 full bedrooms and a 11x9 office or 3rd bedroom. The custom T-111 wood trim ceiling, accented by wooden beam trim, adds a touch of craftsmanship and character to the living areas, while the walls are adorned with the same rich wood, creating a cohesive and inviting atmosphere.
The kitchen is a culinary haven, featuring stainless steel appliances, including a double oven, complemented by sleek wood cabinets and a farmhouse sink. With ample counter space and storage, it's ideal for preparing delicious meals to be enjoyed in the adjacent dining area or al fresco on the spacious concrete slab, perfect for family outdoor gatherings. The bathroom is a luxurious retreat, adorned with granite countertops and boasting a rejuvenating jacuzzi tub, providing the ultimate relaxation experience after a day of exploring Punta Gorda's natural beauty. City water ensures convenience and reliability, while the 10x16 shed offers additional storage space for outdoor equipment and tools. Overall, this home in Punta Gorda is a sanctuary of comfort and style, where modern amenities harmonize with natural beauty, offering the perfect backdrop for creating cherished memories with family and friends.
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Our Executive Mortgage Banker:
Our Insurance Division:
$242,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $194,000 | $194,000 | $194,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,291 | $1,289 | $1,636 |
Total Monthly Payment | $1,654 | $1,652 | $1,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.