Welcome to this charming ranch-style home in one of Danbury's quietest neighborhoods. This property blends classic style with modern conveniences and flexible living options, ideal for families or multi-generational households. Main Home Features: Step into the bright, open floor plan designed for comfort and functionality. The living room, with large windows and a cozy fireplace room, creates a warm, inviting space. The kitchen leads to a 24x14 wood deck overlooking the landscaped backyard, perfect for outdoor dining or relaxing. The main level includes three spacious bedrooms with generous closet space and a well-maintained full bathroom. Hardwood floors throughout and large windows keep the home light and airy. Finished Basement: This 1, 500 sq. ft. two-bedroom living space in the basement is perfect for extended family or guests. It features wide doorways, level flooring, and an updated bathroom with a walk-in shower. It includes a private entrance and dedicated patio for relaxation or entertaining. Outdoor Living: The backyard is an entertainer's dream with a 20x40 foot patio, gas and wood-burning fire pits, and beautifully landscaped space. Ideal for summer barbecues or tranquil lounging, the yard accommodates both gatherings and peaceful moments. Additional Features: The property includes a 196 sq. ft. shed built in 2021 for extra storage or a workspace. Enjoy exclusive access to a private community pool nearby, offering a serene setting without the maintenance of your own pool. Central A/C, 6 zone hot water heat. Location & Community Situated in a peaceful, friendly neighborhood, the home offers quiet streets and a welcoming community. Conveniently close to local amenities, shopping, restaurants, and parks, with easy access to major highways for commuting. Why You'll Love This Home: * Additional living space with accessibility features. * Private outdoor spaces including a large patio, ground level patio, and spacious deck. * Ideal for entertaining with multiple outdoor features and a community pool. * Modern updates: Updated bathrooms (2018), new shed (2020), roof (2021), and boiler (2018). * Peaceful neighborhood with strong community ties. * Huge walk up attic. * 1 floor for everything! Don't miss this opportunity to own a versatile, updated home in Danbury's sought-after area.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Bedroom 3 | Lower |
Bedroom 4 | Lower |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $568,000 | $568,000 | $568,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $723 | $723 | $723 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,827 | $3,775 | $4,790 |
Total Monthly Payment | $4,642 | $4,590 | $5,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.