Enjoy your own 2 PRIVATE, FENCED COURTYARDS in this CHARMING TOWNHOME! This 2-STORY, 3-BEDROOM, SOLID BLOCK TOWNHOME is a rare find, located in an IDEALLY SITUATED community in Clearwater, right next to Dunedin. Guests enter through a wooden gate from the parking lot into the first fenced courtyard, featuring turf, a LARGE SHADING CANOPY, and a delightful hobby garden. Inside, an OPEN FLOOR PLAN connects the bright living and dining areas to the SPACIOUS KITCHEN. Upstairs, you’ll find 3 bedrooms and a full bath, with the primary bedroom boasting a WALK-IN CLOSET and vanity sink. The HOA covers insurance, escrow reserves, water, sewer, trash, community pool, and tennis courts. NO FLOOD ZONE and no current concerns about special assessments.
Beyond the backyard deck, a back gate leads to a community park, and a short walk through the canopy of trees takes you to a LARGE COMMUNITY POOL and 2 tennis courts. Easy access to main roads and avenues puts the beaches just 15 minutes away! The community is also served by excellent charter and private schools. Additional Features: Vinyl plank flooring on the first floor, new recessed lighting and remote-controlled light fixtures and ceiling fans in every room and the living area, spacious kitchen with a brand-new range, large under-stair storage, oversized one-car garage with washer, dryer, and utility sink, assigned parking in front of the house, turf-covered front yard with a large canopy, and a backyard deck perfect for grilling. Main Updates: Roof (2015), AC (2017).
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $226 | $226 | $226 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,347 | $1,329 | $1,687 |
Total Monthly Payment | $1,648 | $1,630 | $1,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.