270 N Harbor DRIVE, Palm Harbor, FL, 34683 | $432,000

Price Reduced! Welcome to this elegant townhome, situated in the newer Phase II of the Harbor Ridge subdivision in Palm Harbor built in 2015. This exceptional 3-bedroom, 2. 5-bath residence with a 2-car garage offers an ideal fusion of luxury and comfort. Nestled on an oversized lot, this end unit enjoys a more secluded front entrance framed by mature trees.
As you step inside, you'll be greeted by an abundance of natural light flowing through the open space, enhanced by soaring ceilings, crown molding, and beautiful engineered hardwood floors on the first level. Hurricane-rated sliding doors and double-pane windows ensure safety while allowing sunlight to flood the home. Notably, the Harbor Ridge community did NOT experienced any storm or flooding issues.
The gourmet kitchen features granite countertops, a stylish subway tile backsplash, custom wood cabinetry, and high-end stainless-steel appliances. An oversized pantry provides ample storage, and a breakfast bar complements the space as well as room for a kitchen table and chairs.
Convenient access to the garage from the kitchen leads to a spacious two-car garage, with a garage door opener and keyless entry pad.
Entertain in the inviting living room, which includes a half bath and dining area. Hurricane-rated triple sliding glass doors open to a covered patio and an expansive brick-paved lanai, overlooking lush greenery, creating a perfect outdoor retreat.
Upstairs, three well-sized bedrooms features carpeting, vaulted ceilings, and ceiling fans. The primary suite is generously sized, boasting views of the lush green surroundings, a large walk-in closet, and an en-suite bath with an oversized counter and tiled shower. The two additional bedrooms are equally spacious and include ample closet space, and an additional full-size bathroom featuring a tub/shower combo.
The upstairs laundry area is equipped with full-size Whirlpool washer and dryer. The townhome also features hurricane-impact windows and doors throughout and energy-efficient appliances.
Located just off Alt 19, residents enjoy easy access to the Pinellas Trail, Tarpon Sponge Docks, Dunedin Beach, and a variety of shopping and dining options. Low HOA fees of $375 a month cover essential amenities such as: Cable TV, Internet, Sewer, Water, Trash, Exterior Maintenance, Grounds Maintenance, and Access to the Community Pool. Yes, ALL THIS INCLUDED!
This pet-friendly community allows up to two pets with no weight restrictions, epitomizing convenience and luxury living. Don’t miss the chance to make this stunning residence yours—schedule a showing today BEFORE IT'S GONE!

Features

  • Amenities: Cable TV, Maintenance, Pool
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Closet, Upper Level
  • Year Built: 2015
  • Garage: 2-car Driveway
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,700
  • Acreage: 0.06
  • Est. Taxes: $4,688
  • HOA Fee: $375 Monthly
  • Lot Desc: Corner Lot, Landscaped
  • View: Garden, Trees/Woods
  • Elem. School: Sutherland Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8304992
  • Days on Market: 62 days
  • Website: https://www.raveis.com
    /prop/TB8304992/270nharbordrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 12:07:32 PM)
Listing courtesy of KELLER WILLIAMS REALTY NEW TAMPA   Phone: 813-994-4422

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

270 N Harbor DRIVE, Palm Harbor, FL, 34683

$432,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $345,600 $345,600 $345,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $391 $391 $391
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,299 $2,297 $2,915
Total Monthly Payment $2,765 $2,763 $3,381

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.