Located in the desirable southeast Ocala, the Low Country-style of this home embodies Southern charm and functionalty. One of the homes renovations include New paint inside and out. The home has a welcoming front porch that span the width of the house with classic columns. The porch is deep, providing plenty of shade and space for rocking chairs and a porch swing. The three gable dormers punctuate the gently sloping NEW roof installed 2022. The front door is centered on the porch which opens into a spacious living area with the living room on the right and the main floor bedroom on your left which can also be used as an office. The foyer/hallway leads to the back of the home where the kitchen and family room is located. The downstairs is completely tiled. The kitchen has updated stainless steel appliances, granite countertops, marble backsplash and custom wood cabinets. The family room has a wood burning fireplace. As you leave the family room, you enter a screened-in patio that is perfect for enjoying the outdoors and the enclosed swimming pool with a waterfall. This area can bring lots of memorable times. As you make your way to the second floor on the NEW solid oak staircase you will notice the natural light coming from the dormers. The primary bedroom has NEW LVP flooring with a walk-in closet and tile in the bathroom. The primary bath has his and her separate vanites with a separate tub and tiled shower. The other two bedrooms have plush New carpet and are on the left side of home and the tiled bathroom with double sinks is conveniently located so not to disturb. The home has been freshly painted inside and out and slacked stone has been added to the lower part of three exterior walls for added decor. All sides of the home have rain gutters with leaf guards. The home is fenced on 3 sides. The overall feel of the home is airy, laid-back, and elegant, blending traditional Low Country architectural elements with modern comfort.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,759 | $3,542 |
Total Monthly Payment | $3,248 | $3,213 | $3,996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.