Beautiful and spacious Colonial on 4. 5 Private Acres in Raymond Brook Farm. Beautiful 4 bedroom, 2. 1 bath colonial is a dream come true. Built in 2008, this home combines modern amenities with classic charm. As you step inside, you're greeted by hardwood floors throughout the main level, high ceilings, and a warm, inviting family room featuring a wood-burning fireplace, perfect for cozy evenings. The open-concept layout connects the family room to the kitchen, which boasts maple cabinets, granite countertops, and ample space for meal prep and entertaining. The main floor also includes a formal living room and dining room, ideal for gatherings and special occasions. For added convenience, the laundry room is located on the first floor, along with a mudroom offering a separate entrance. Upstairs, you'll find four spacious bedrooms, including a primary suite with its own private bath. Outside, the wooded backyard offers peaceful privacy, perfect for relaxing and enjoying nature. Recent improvements include a power wash of the home's exterior and septic system maintenance. Additional features include central air and a 2-car garage. Located in the desirable Raymond Brook Farm community, this newer home offers the perfect blend of tranquility and convenience. No foundation issues per visual inspection by Mike Bugbee September 2024 for buyer's peace of mind.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 27.0 x 18.0 | Upper | |
Bedroom 2 | 14.0 x 12.0 | Upper | |
Bedroom 3 | 14.0 x 11.0 | Upper | |
Eat-In Kitchen | Island | 24.0 x 15.0 | Main |
Family Room | Fireplace | 15.0 x 14.0 | Main |
Formal Dining Room | 14.0 x 13.0 | Main | |
Living Room | 14.0 x 13.0 | Main | |
Primary Bedroom | Full Bath,Walk-In Closet | 19.0 x 14.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $979 | $979 | $979 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,701 | $2,632 | $3,368 |
Total Monthly Payment | $3,755 | $3,686 | $4,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.