Tucked away on a quiet cul-de-sac street in the highly sought-after Oakleaf Plantation community, this low maintenance home offers the perfect blend of elegance and convenience to enjoy 55+ active-adult living. Step inside to discover a spacious open-concept layout that seamlessly connects the living areas, creating a warm and inviting home ideal for everyday life and entertaining friends and family. This energy-efficient Clifton model offers 2 bedrooms, 2 bathrooms with comfort height vanities and toilets, flex room or office, dining area, large laundry room and 2-car finished garage. The kitchen is equipped with a generously sized California-style island, upgraded quartz countertops, stainless appliances and plenty of cabinets and counter space. The spacious owner's suit provides ample room for a king-sized bedroom set and is complemented by an elegant bathroom featuring an oversized walk-in closet, double-sink vanity, tiled walk-in shower and linen closet. The outdoors is set up to enjoy relaxing mornings or peaceful evenings on the 9x18 screened lanai and 10x20 extended paver patio with pergola, plant hangers and misters. The nicely landscaped and fully fenced backyard offers privacy and a secure space for your fur babies. The Arbor Mill community features an active-adult lifestyle, NO CDD fees, low HOA fees, lawn care covered by the HOA, gated entrance, an amenity center with pool, picklelball, fitness center, covered pavilion, bocce ball court and Lifestyle Director to help residents meet neighbors, stay active and make new friends. Further embrace this home and the Oakleaf Plantation lifestyle by enjoying a warm sense of community and everything else needed for an exceptional quality of life!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $18 | $18 | $18 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,839 | $2,361 |
Total Monthly Payment | $1,956 | $1,932 | $2,454 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.