WATERFRONT Splanch, Nestled on a 0. 27Acres with a Resort-Like Waterfront Backyard Featuring 75ft of BULKHEAD, In-ground Pool, Outdoor Kitchen and Breathtaking Water Views of the Bridge, Great South Bay and Canal in the Captree Landings of West Islip. A Spacious Entry Foyer Greets You Upon Entering with a Formal Dining Room, Eat-in-Kitchen, Half Bath and Cozy Den Area with Sliders Leading out into the Spacious Backyard. Refinished Harwood Floors as Seen Throughout House. Upper Level to First Landing is your Overly Spacious Living Room Area with Sliding Doors Leading onto the Deck that Overlooks the Water with Bridge Views, Canals and Bay. The Upper Level Features Four Bedrooms, Primary Bedroom Featuring en-suit Bathroom, Walk-In Closet & Sliders Leading out to the Enclosed Deck Perfectly Overlooking Water Views of the Bridge, Great South Bay and Canals. Three Secondary Bedrooms with an Additional Full Bathroom in Hallway. Additionally a Partial Basement that May Be Used as a Recreational Room, Home Office or Turned into an Additional Bedroom. Attached Two-Car Garage with Pull Down Attic Offering Ample Space for Storage.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $2,077 | $2,077 | $2,077 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,224 | $5,740 | $7,701 |
Total Monthly Payment | $7,426 | $7,942 | $9,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.