Welcome to this charming and spacious expanded Cape, offering over 1, 900 square feet of living space. This lovely home features 3 bedrooms and 1. 5 baths, including a first-floor primary bedroom with an en-suite bath for added convenience. The eat-in kitchen has a stainless steel refrigerator along with natural gas stove and is situated adjacent to formal dining room with hardwood floors. The second floor features 2 bedrooms and additional large Storage/BONUS rooms. Enjoy year-round comfort with central air conditioning on 1st floor. Heating is fueled by oil, but natural gas lines have already been run into the house and fuel the kitchen(gas meter in basement). The full, unfinished basement has high ceilings and offers plenty of storage space (oil burner 5-7 years old). Roof 10 years old. Don't miss this opportunity to make this delightful cape your own and personalize with endless possibilities. Home is being sold As-Is.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $820 | $820 | $820 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,729 | $2,659 | $3,402 |
Total Monthly Payment | $3,624 | $3,554 | $4,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.