NEW ROOF. An additional 20. 61 acres is also available for purchase. LOCATED WITH a 45-minute drive to the renowned World Equestrian Center (WEC) & HITS show grounds. Situated centrally in Citrus County, it provides effortless access to numerous State Forests, promising endless miles of trail riding adventures. Upon approach, the eye is immediately drawn to the beautiful front porch, great for savoring your morning coffee. Inside, discover the charm of solid pine doors, cabinets, and partial floors that adorn this inviting home. The kitchen offers ample storage and counter space, great for crafting delightful home-cooked meals to share with loved ones. Relax in the spacious living room, complete with a snug wood-burning fireplace, while a bonus room offers flexibility to fashion a second living area or office space. The generously sized master suite boasts abundant closet space, ensuring comfort and convenience. Step outside onto the back porch to behold breathtaking views overlooking the rolling pastures below. Built on a hill, the home features a garage/basement on its right side, complemented by multiple carports providing ample covered parking. For those seeking additional accommodation options, a detached two-bay carport awaits, complete with an additional space that is wired to provide a potential guest house. Unfinished and brimming with potential, this space allows you to customize to your liking. A barn further enhances the property's appeal, providing essential space and storage for tractors, implements, and more. With its current eligibility for agricultural exemptions, this property presents an enticing opportunity to embrace the quintessential farm lifestyle in a truly idyllic setting.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,289 | $2,286 | $2,901 |
Total Monthly Payment | $2,474 | $2,471 | $3,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.