This villa in the desirable Steeplechase community offers a perfect combination of comfort and convenience. With 2 bedrooms, 2 bathrooms, and an attached 1-car garage, it's an ideal home for those seeking a peaceful yet centrally located lifestyle. The large courtyard garden at the entrance provides a welcoming space for relaxation or entertainment.
Inside, the home features a split floor plan, with a spacious bedroom and bathroom at the front. The family room, with its vaulted ceilings, opens to a screened porch, offering easy access to the backyard. The kitchen is generously sized, perfect for casual dining, and offers a view of the courtyard. The owner's retreat includes a large walk-in closet and access to the enclosed porch, providing a private sanctuary.
Steeplechase is a well-maintained, pet-friendly neighborhood with great amenities like tennis and pickleball courts, a community pool, and lovely natural surroundings where egrets and deer can be seen. The low monthly HOA fee covers trash, lawn care, exterior painting, and high-speed internet/cable, making it a low-maintenance option for homeowners. Plus, it’s close to shopping, top restaurants, beaches, and the Pinellas Trail, providing the best of both convenience and tranquility. A new roof will be installed prior to closing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,489 | $1,889 |
Total Monthly Payment | $1,944 | $1,943 | $2,343 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.