Under contract-accepting backup offers. Turn-key move-in-ready concrete block home built in 2021 in a great neighborhood only 8 miles to the beach. Split floorplan with 3 bedrooms, 2 bathrooms plus bonus room/office. Open & bright floorplan. Luxury vinyl plank floors, Quartz countertops & 10' ceilings throughout the home w/ coffered ceiling in primary suite. All bathrooms with tiled shower walls. Spacious chef's kitchen with large entertainment island, large bright dining room just off the kitchen & Energy Star stainless steel Samsung appliances. Ample and bright great room including electric fireplace with wood mantle. Large primary suite with double vanities, walk-in-shower & spacious walk-in-closet. Window treatments throughout. Private covered & screened rear patio with large brick-paver extended patio space. 6' white vinyl fence surrounds the property. Epoxy garage floor. Award-Winning Builder. All new interior paint. Energy Efficient Home: spray foam insulation, double pane windows, all Energy Star stainless steel Samsung appliances convey with sale of home, LED lighting, Hybrid efficient water heater, insulated ductwork, high performance HVAC unit & more. Centrally located to Palm Coast's Town Center, downtown, offices, hospitals. Plus only 8 miles to the beautiful beaches of Flagler Beach with countless oceanfront restaurants, shops, beaches and plenty of entertainment. Flagler Beach is just completing a beach nourishment project, along with building a brand new state-of-the-art pier. Plus a brand new Margaritaville Hotel is scheduled to be completed in 2025.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $383 | $383 | $383 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $2,188 | $2,186 | $2,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.