Are you looking for a unique getaway? Situated on Little Lake Victoria and in a neighborhood formerly known as Fleming Estates - this could be the property for you! Possible use as an Airbnb or in the past, has been used as a retreat - many options! You will have multiple vantage points to view the lake from both the house and the yard. Filled with rustic charm and with lots of wood accents, spacious floorplan with large rooms, and a warm inviting fireplace. Located on a large lakefront lot which has lush, mature landscaping giving it a park or preserve like feel. There is no HOA and the road is a private. A four bedroom, 3 full bath with a bonus/flex which could be used as a 5th bedroom, you will have plenty of options for every member of the family. You have a formal living room and a formal dining room plus a spacious family room for all your entertaining needs. There are 5 levels to this house - the home is noted as having 3+ floors in the Polk County Property Appraisers site. The master suite is located on the main floor and has a seating area with doors leading to a private deck. An ensuite bathroom, a large walk-in closet plus a built-in closet round out this private space. Perfect after a long day to relax and unwind. Two bedrooms with a jack-and-jill bath are located on the upper floor. Both of these bedrooms have wood floors, ceiling fans, chair rail and bead board accents. On the 2nd level you have a covered and screen porch off the kitchen and dining room. This level overlooks the backyard and lake. A breakfast nook and the porch are the perfect spots to enjoy the quiet of the backyard and lake. Located on the third level are the 4th bedroom and flex/bonus room. The bedroom has a private patio that is accessed from sliding doors. The 3rd level also has a full bathroom, The family room and large laundry level are located on the bottom level. Doors lead out to the outdoor patio level and yard. The A/C was replaced Sept 2024, roof replaced in 2019, some windows are single paned, some are double paned, the kitchen has been updated, all appliances stay. There are wood, plantation shutters though-out for privacy, lake views from almost every room. There is a 2. 5 car garage with work shop space which measures 9x22, the master deck are measures 20x12. Enjoy the many levels to the backyard and lakefront where you can view wildlife and nature. The landscaping includes plantings, pathways, firepits, seating areas, decks, fenced garden and patios plus a dock. This is a sprawling property over almost an acre including ownership into the center of the lake - fish, kayak, bird watching and just relaxing. There is just so much to this space, you must see it to appreciate it. (Note: There is not an option for a 4th level in MLS, so basement had to be used. )
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,547 | $4,554 |
Total Monthly Payment | $3,928 | $3,882 | $4,889 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.