Welcome To This Unique Waterfront Cape In Stony Brook Shores, A Quiet Beach Community In The Heart Of Stony Brook. There Is Access To A Private Beach Association With A Play Area, Dock, Storage Space And Much More. This Home Has A Bulkhead And Floating Dock In The Backyard And The Walk Out Basement Doors Are Just A Few Steps To The Water. Walk Into This Sundrenched House That Has A Large Formal Living Room And Dining Room, Spacious Eat-In Kitchen, Den And Powder Room. The Primary Bedroom Is Located On The Main Floor With A Full Bath, Oversized Custom Designed Closet And A Beautiful View Of The Water. There Are Two Additional Bedrooms And Full Bath On The Second Level With Ample Closet Space For Storage. Head Down To The Full, Finished Basement With Waterfront Windows Along The Back And Side Of The House And Enjoy Full Views Of The Water And Spectacular Sunsets. Additional Features Include Fully Owned Solar Panels On The South-Facing Roof On The Back Of The Home. If You Are A Kayaker Or Enjoy Views Of The Water, This Home Is For You!
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $1,379 | $1,379 | $1,379 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,027 | $4,428 | $5,972 |
Total Monthly Payment | $5,498 | $5,899 | $7,443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.