8198 Terrace Garden DRIVE N, #106, St. Petersburg, FL, 33709 | $295,000

SAFE FROM HURRICANE HELENE - NO FLOODING!!! Discover your own slice of paradise in the highly sought-after 55+ community of Terrace Park at Five Towns! This beautifully updated condo offers a blend of modern comforts and serene surroundings, perfect for those seeking a carefree coastal lifestyle. From the moment you arrive, you’re greeted with the convenience of a covered carport parking spot right outside your the condo. Safety and ease are top priorities here with secure coded lobby access, and the added bonus of being the only unit on the first floor with direct access to the lobby! Step inside and bask in the abundant natural light pouring through upgraded hurricane-impact windows and sliding glass doors. The chef’s kitchen is a showstopper, featuring elegant granite countertops, top-of-the-line GE fingerprint-resistant appliances, a spacious basin sink, and an abundance of storage, including custom pantry cabinets surrounding the fridge. The kitchen also boasts stylish under-cabinet lighting, a built-in desk area, and a washer/dryer nook with premium Maytag appliances and extra storage. The open-concept dining and living area is adorned with luxury vinyl plank flooring, flowing seamlessly throughout the space. Every detail has been thoughtfully considered, from the sleek new baseboards and door framing to the recessed LED lighting that enhances the bright and airy atmosphere. Fresh coastal chic paint invites relaxation and adds a charm to the entire home. Slide open the glass doors to your private screened-in patio and unwind with year-round views of lush trees and greenery—a perfect spot for your morning coffee or evening glass of wine. The primary suite, tucked away at the back of the home, also offers patio access and the same tranquil views. A walk-in closet with custom built-ins and an en-suite bathroom featuring a stone-tiled walk-in shower and granite vanity elevate the luxury of this peaceful retreat. The secondary bedroom, situated near the main bathroom, is perfect for guests or a home office. Custom luxury shutters throughout the unit add a refined touch, while a UV light filtration system in the AC unit ensures superior air quality. With gas-supplied hot water and an additional storage space on the second level, this home truly checks all the boxes. Terrace Park at Five Towns is brimming with amenities! Enjoy multiple pools (with one conveniently attached to this building), scenic walking paths around ponds and lakes, a soon-to-be renovated clubhouse and gym, plus tennis and pickle ball courts. The vibrant community hosts a variety of events, ensuring there's always something to do. Centrally located, you're just minutes from world-class beaches, shopping, dining, and easy access to major highways. Don’t miss this chance to own a meticulously cared-for condo in one of Southwest Florida’s premier 55+ communities. This coastal retreat won’t last long—schedule your private showing today! Full list of features and upgrades available in attachments.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen, Inside, Laundry Closet
  • Complex: TERRACE PARK OF FIVE TOWNS
  • Year Built: 1985
  • Common Charge: $748 Monthly
  • Approx Sq. Feet: 1,200
  • Acreage: 5.34
  • Est. Taxes: $2,235
  • View: Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8305444
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /prop/TB8305444/8198terracegardendriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 5:00:13 AM)
Listing courtesy of LUXURY & BEACH REALTY INC   Phone: 727-800-5906

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8198 Terrace Garden DRIVE N, #106, St. Petersburg, FL, 33709

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $186 $186 $186
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,570 $1,569 $1,990
Total Monthly Payment $1,831 $1,830 $2,251

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.