This stunning vintage home in the idyllic village of Calais, VT is a wonderful blend of classic farmhouse charm and contemporary style. Set on 6 private acres, the home's sloping lawns and gardens create a backyard oasis with soothing sounds from the magical waterfalls of Kingsbury Brook that borders the entire northwestern edge of the property. This 4-bedroom, 2 1/2-bath historic home has been beautifully restored and updated and features a wonderful wrap-around porch from which to take in village life. Inside, refinished original wide plank pine floors run from room to room on 2 levels. The stunning kitchen features dark blue cabinetry with open shelving and adjoins the sun-drenched dining room. A 25-foot Great Room with a soaring vaulted ceiling and wood-burning stove overlooks the lovely back lawns. An additional office/bedroom features an en suite half bath and another full bath is just off the hallway. Upstairs are 3 spacious bedrooms featuring more lovely pine floors, loft spaces, and reading nooks under the eaves, plus a wonderful 2nd full bath with clawfoot tub and shower stall. A rustic, finished basement room is insulated with a dedicated heat zone, perfect for a gym or workroom, and the detached barn/garage is great for storage! Bordered by acres of forest, with an endless supply of firewood and trails to the spectacular waterfalls, this home offers uncommon privacy, yet is just minutes to village shops and Montpelier. Once here, you won't want to leave!
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $460 | $460 | $460 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,082 | $3,043 | $3,906 |
Total Monthly Payment | $3,634 | $3,595 | $4,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.