Check out this lovely 2-bedroom home! This well-maintained property features hardwood floors throughout and includes an additional heated room, which could serve as a home office, workout space, or extra sleeping area. The kitchen is equipped with stainless steel appliances and features a charming drainboard sink, adding both style and functionality. Stay comfortable during the summer months with the newly replaced central air conditioning. Relax in the enclosed sunroom or enjoy outdoor gatherings on the patio with family and friends. The home has a 5-year-old roof and a newly installed water heater for your peace of mind. You'll also find a partially finished basement and a one-car garage for added convenience. Located near parks, shops, and bus lines, this property is approximately 2 miles from Ocean Beach Park. Don't miss the chance to see what this home has to provide. Schedule a viewing with your agent today.
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Dining Room | Main | |
Dining Room | Main | |
Living Room | Hardwood Floor | Main |
Office | Main | |
Primary Bedroom | Main | |
Sun Room | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,920 | $227,920 | $227,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,555 | $1,515 | $1,954 |
Total Monthly Payment | $2,031 | $1,991 | $2,430 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.