Welcome to this beautifully renovated home in the gated Mira Lago community of Ruskin, FL! Perfectly blending modern upgrades with an indoor-outdoor living experience, this home features 3-bedrooms, 2-bathrooms, spans 1, 558 sq ft and includes a spacious 2-car garage. The open floor plan features a fully renovated kitchen with upgraded cabinets and an extended island, ideal for entertaining. Enjoy stunning wood-look ceramic tiles in the main living areas, while the bedrooms feature new carpets. Spacious primary bedroom with walk-in closet and renovated bathroom, done in 2024. Second bathroom has also been updated with upgraded vanity sink for a fresh, modern look. Step outside through custom french doors and to a large screened lanai with fans, perfect for relaxing and enjoying the amazing, year round Florida weather.
The home has been meticulously maintained with a new roof installed in 2021, new water heater, and a water softener system, both installed in 2024, and a drought-resistant landscape, as well as a fully replaced irrigation system done in 2021; providing peace of mind for the new owner(s). Additional upgrades include updated exterior lighting, stylish glass front door upgrade done in 2023, and driveway extension with pavers which complement this gem of a home.
Mira Lago offers a low HOA and CDD, along with fantastic amenities including a community pool, playground, and basketball court. Located just minutes from Bahia Beach and E. G. Simmons Regional Park, offering waterfront views, nature trails, and picnic areas. Located close to shopping, dining, and top-rated schools, this move-in-ready gem provides the perfect blend of luxury and convenience. Schedule your private tour today!
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$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $360 | $360 | $360 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,828 | $1,781 | $2,280 |
Total Monthly Payment | $2,263 | $2,216 | $2,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.