CHARMING Villa in CAYA COSTA, a HIDDEN GEM in NE ST. PETERSBURG! Discover the perfect blend of comfort and convenience in this beautiful home that reflects an incredible pride of ownership. REMODELED from top to bottom, you will NOT be disappointed! This gorgeous 2-bedroom, 2-bathroom home combines functionality with a serene lifestyle. Vaulted ceilings and large sliders in the spacious family room create an open, airy atmosphere. All NEW IMPACT WINDOWS (2022), these Simonton Windows (made in the USA) are double-hung for easy tip-in cleaning, an added convenience & value. The kitchen has been completely updated with custom cabinetry with cushion-close drawers and newer stainless steel applicances. Luxury Vinyl Plank flooring runs throughout the entire home for a seamless & aesthetically appealing look, not to mention easy to care for & clean. The primary suite is a retreat with an ensuite bathroom that has been remodeled with a solid wood vanity & granite countertops, large step-in shower with a bench, AND a large WALK-IN CLOSET. The split bedroom plan offers privacy and convenience, making it an ideal layout for various lifestyles. A sylish remodeled second bathroom awaits, featuring a modern solid wood vanity, complemented by a sleek quartzite countertop. The space is adorned with a generously sized tiled shower, adding a touch of luxury to everyday routine. Some additional updates include: NEWER ROOF (2021), TANKLESS WATER HEATER (2021), AND WATER SOFTENER. The screened-in porch is perfect for enjoying morning coffee or unwinding with evening cocktails as you immerse yourself in serene views of Riviera Bay and the wildlife that also call this place home. Just beyond the community gate lies the ST. PETE CITY TRAIL, offering endless opportunities for biking, running, or leisurely strolls through scenic surroundings. Located just minutes from the I-275 freeway, the Tampa airports, the Gulf Beaches and of course, vibrant downtown St. Pete are so convenient—making this home perfectly positioned for enjoying the best of Florida living. Enjoy the community pool, tennis courts, pickleball courts, and even a boat launch, so many amenities this community has to offer. A secured gate with 24/7 access will give you peace of mind and security. Surrounded by serene lakes & Riviera Bay, walking paths, and an abundance of natural beauty, living in Caya Costa means more than just enjoying a beautiful home—it’s a lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,422 | $2,420 | $3,129 |
Total Monthly Payment | $2,670 | $2,668 | $3,377 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.