If you have been looking for a 2024 built, low-maintenance home with beautiful upgrades, and a water view, look no further! Located in Villas Del Lago, this Villa is the Capri floor plan and is a three-bedroom, two-bath home with an open flow, views of the lake, a courtyard in the front of the home, an interior laundry room, and a two-car garage. Entering this home, you'll find a large kitchen with bar seating, stacked cabinetry, soft-close cabinets, custom drawers, a backsplash tiled to the ceiling, quartz countertops, stainless steel appliances and a custom coffee bar. Moving through the home, there is an area for a dining table plus a spacious living room that overlooks the lake. The large primary suite has quartz countertops, a walk-in shower and a walk-in closet. The primary bath sink is already plumbed for a second sink, so it can easily be converted to host two sinks. There are two additional bedrooms and the second bath also hosts quartz countertops. Crown molding is found throughout the home for an elevated design aesthetic, along with ceramic tile flooring and absolutely no carpet. You'll find your laundry room is spacious with a rack for storage, plus a folding counter for convenience. Don't forget the two-car garage with an added hanging storage rack. You will have maintenance free living in Villas Del Lago, as the HOA maintains the exterior of the home, the roof, the grounds, and the roads. A community pool will be completed soon, and your HOA fees also include cable TV and internet. This home is located about 10 miles from downtown Tampa, 12 miles to Hyde Park, about 15 miles to Tampa International Airport, and has easy access to I-275 and I-4, or to the beaches. Don't miss your chance to own this beautiful villa with a lake view!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $78 | $78 | $78 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,964 | $2,924 | $3,711 |
Total Monthly Payment | $3,134 | $3,094 | $3,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.