Now available: the last, sprawling building lot in this beautiful Saint Albans Town neighborhood, and it's yours for the taking! Tucked away off of Cody Drive, and minutes to all local amenities, including Saint Albans Bay, Hard'ack Recreational Facility, Collins Perley Sports Center, and an array of local restaurants, the location can't be beat. This new construction opportunity presents a stunning Colonial-style build, offering 4 bedrooms, 2. 5 bathrooms, and the luxury of first floor living. Enjoy a spacious breakfast nook, large sun-lit kitchen, airy family room, and first floor laundry, paired with the convenience of first floor primary bedroom space. Upstairs offers three additional bedrooms, and a full bathroom, with plenty of square footage to meet your needs. Nestled on 1. 72 acres with unparalleled sunset views, the included composite deck is the perfect place to take them in. Offered as a turn-key package or via construction loan, the build completion is estimated for December of 2025. All photos and plans are Likeness Only, final details to be solidified in a Construction Agreement with the builder. Make an appointment today to explore your options, bring your ideas, and secure this beautiful new-construction opportunity before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,714 | $3,663 | $4,648 |
Total Monthly Payment | $3,806 | $3,755 | $4,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.