52 Cody Drive, St. Albans Town, VT, 05478 | $689,000

Now available: the last, sprawling building lot in this beautiful Saint Albans Town neighborhood, and it's yours for the taking! Tucked away off of Cody Drive, and minutes to all local amenities, including Saint Albans Bay, Hard'ack Recreational Facility, Collins Perley Sports Center, and an array of local restaurants, the location can't be beat. This new construction opportunity presents a stunning Colonial-style build, offering 4 bedrooms, 2. 5 bathrooms, and the luxury of first floor living. Enjoy a spacious breakfast nook, large sun-lit kitchen, airy family room, and first floor laundry, paired with the convenience of first floor primary bedroom space. Upstairs offers three additional bedrooms, and a full bathroom, with plenty of square footage to meet your needs. Nestled on 1. 72 acres with unparalleled sunset views, the included composite deck is the perfect place to take them in. Offered as a turn-key package or via construction loan, the build completion is estimated for December of 2025. All photos and plans are Likeness Only, final details to be solidified in a Construction Agreement with the builder. Make an appointment today to explore your options, bring your ideas, and secure this beautiful new-construction opportunity before it's gone!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Colonial
  • Year Built: 2025
  • Garage: 2-car Garage
  • Heating: Propane,Radiant Floor
  • Cooling: None
  • Approx Sq. Feet: 2,400
  • Acreage: 1.72
  • Lot Desc: Level,Rural
  • Elem. School: St. Albans Town Educ. Center
  • Middle School: St Albans Town Education Cntr
  • High School: BFASt Albans
  • School District: Maple Run USD
  • MLS#: 5015101
  • Website: https://www.raveis.com
    /prop/5015101/52codydrive_stalbanstown_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/22/2024
Listing courtesy of Coldwell Banker Hickok and Boardman   Phone: 802-863-1500
Listing Agent: Nicole Broderick

William Raveis Family of Services

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888.699.8876

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052

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Our Insurance Division:

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52 Cody Drive, St. Albans Town, VT, 05478

$689,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $551,200 $551,200 $551,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,714 $3,663 $4,648
Total Monthly Payment $3,806 $3,755 $4,740

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.