Seize the chance to own this charming 1-bedroom apartment with stunning unobstructed views, nestled in the vibrant Bay Ridge community. Located in a beautifully landscaped, quiet elevator building, you'll be just a block away from the iconic waterfront at Shore Road Park. This inviting unit features hardwood floors and generous windows that flood the space with natural light. The newly renovated full bathroom boasts a sleek stand-up shower for your comfort. Enjoy a well-maintained building with fantastic amenities, including a live-in superintendent, an immaculate basement laundromat, a modern lobby with security cameras, and an indoor parking garage (waitlist and additional fees apply). Subletting is permitted after two years. Conveniently situated just one block from shopping and excellent dining options, you're also only two blocks from the subway, close to the Express Bus to NYC, and within a short distance to the NYC Ferry, BQE, Belt Parkway, and Verrazano Bridge. Don't miss out on this exceptional opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,765 | $1,696 | $2,208 |
Total Monthly Payment | $1,840 | $1,771 | $2,283 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.