GOLF COURSE LOT at 5th green. UPGRADES: 204 sq. ft. patio (concrete reinforced for future birdcage) and wired for hot tub 2006; quartz countertops & stainless steel double sink 2008. Whirlpool range 2008. Exterior repainted 2009; new porcelain tile in foyer, DR, kitchen, office, lanai, & guest bath 2009. 2. 5-ton Carrier AC (15. 5 Seer) 2010 (inspected annually). New Whirlpool microwave 2022. New water cutoff valve 2022. Irrigation rain gauge replaced 2022. Convenient sitting area with permanent mulch near front entry added 2022. Remote-control retractable awning installed on west side of lanai 2023. New plumbing installed on utility sink 2024. 50-gal water heater & circulator pump 2024. Kitchen, office, garage, garage floor, and metal wall on lanai painted 2024. Garage sliding screen doors renovated 2024. All AC ductwork replaced 2024. Termite bond renewed annually. This Royal Palm house has an open floor plan with vaulted ceiling in the living and dining rooms. The triple bay window illuminates the kitchen on front of house. The kitchen has a ceiling fan with lights The large master bedroom has tray ceiling and fan with lights; will accommodate king-size bed and plenty of furniture. Master bath has a double sink vanity with plenty of storage, linen closet, tub and large walk-in shower. The guest bedroom has a tray ceiling, fan with lights, and large walk-in closet. Office with two desk areas can be closed off from kitchen and has plenty of cabinet and file storage space. The house is nicely landscaped, with a 6-zone irrigation system, crape myrtles, camellia, gardenias, azaleas, amaryllis, daylilies, and roses. Heated & cooled spacious porcelain-tiled lanai has two ceiling fans with lights, vertical blinds and faces the 5th green. Lanai is wired for stereo from the living room. The large concrete patio has an azalea border and ligustrum privacy hedge. Large drainage retention area (DRA) (within golf course boundaries) between house & back neighbors ensures privacy. The front of the house faces south. The front yard has a large healthy laurel oak tree. 2-car garage has washer, dryer and utility sink with cabinets and shelves above, plus generous space for storage. Attic access in garage and master BR closet. Friendly neighbors surround this house! Great view of the 5th green from the lanai and patio.
Ocala Palms is a very active 55+ community with an array of amenities. Enjoy the nice views of the golf course throughout the community. It boasts a 19, 000 square-foot clubhouse, a fitness center, indoor heated pool, studio spaces and game rooms, and a library. The ballroom hosts an array of meetings, parties, and events. Outdoor amenities include an additional pool with spa, tennis/pickleball, bocce ball, shuffleboard, and volleyball courts. Golfers will enjoy the 18-hole golf course and driving range. For more details on golf please visit: https: //www. ocalapalmsgolf. com. View community amenities at: https: //www. ocalapalmsresidents. com. All measurements are approximate. GREAT LOCATION: Close to shopping across the street at Publix, Walgreens, various banks, restaurants, liquor store, Gold's Gym, etc. 1-1/2 miles east of the World Equestrian Center. 1-1/2 Hours from Orlando and all the attractions, including Disney World, Universal Studios.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $202,400 | $202,400 | $202,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,364 | $1,345 | $1,707 |
Total Monthly Payment | $1,527 | $1,508 | $1,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.