The one you have been waiting for. Located in downtown Saint cloud, one of central Floridas fastest growing communities, just minutes from world renowned lakes, Lake Nona, Orlando Airport, and a short drive to Disney and Universal this multi-unit property is bursting with value. Situated on over a 1/3rd acre corner lot, this property features two seperate units with separate addresses and utilities. The main residence is an updated 3/2, the ADU is a 1/1 also updated. Through the front door of the main residence, an open and airy floor plan greets you bursting with natural light onto the refinished wood floors. To the left, a huge living room is perfect for family gatherings. To the right through a barn door you will find the homes large laundry room which feeds into the updated downstairs full bathroom. Past the living room and dining area, the homes well equipped kitchen boasts new cabinets, tiled backsplash, newer appliances, breakfast bar, ample storage, views to the back patio, and a second set of stairs to the second floor. Upstairs you are greeted with an amazing loft area perfect for movie nights, or a home office. The master sits on the far end of the second floor for added privacy. It features great size and great views. The third bedroom is also upstairs and is conveniently placed to easily access the second full bathroom which has also been updated.
Past the back patio, driveway, carport, and large storage shed, the separate guest home is located on the west side of the property giving it its own space and privacy. The guest home has a large living room, which leads into a dining area and spacious kitchen which has been updated. The bedroom is spacious for this size of unit and offers tremendous closet space. The bathroom has also been updated in this home. Front and back patios are a bonus to get outside and enjoy Floridas pristine weather.
Main residence updates include: new water softener system 2020, replaced entire main drain line 2019, gas tankless hot water 2019, gas dryer 2019, natural gas hook up for grill or generator 2019, expanded Landry room 2019, new tile floor, Ac 2020, all new ductwork, new thermostats, carport new metal roof 2023, termite tented and treated 2023.
Guest residence updates include: new Ac 2024, new fridge 2024, new front porch 2021, added W/D combo unit 2019, residence has its own water, cable, electric.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,996 | $2,919 | $3,736 |
Total Monthly Payment | $3,377 | $3,300 | $4,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.